AJOplus

AJOplus is a daily contribution service where client subscribe for a plan ( 7 Days Plan, 15 Days Plan, 30 Days Plan, etc) and cashout total amount contributed (less payout commission), at the mature date of the subscribed plan.
AJOplus service could be accessed anywhere in Nigeria on any mamaATM agents’ POS located within neighborhood.

Unlike local AJO (Daily Contribution) where payout commission is per plan, in AJOplus, payout commission is per contribution, and this reduces payout commission to almost ZERO and more rewarding to our clients.
AJOplus app interface is very interactive and simpler for both mamaATM agents and NEST registered clients to use.
AJOplus service is fully automated where the client gets SMS alert per contribution and SMS notification at the maturity of subscribed plan for payout.